Skip to main content
The RDA Finance Team

You need a finance team. You just can't justify building one in-house.

Add it up honestly. A finance director at £130k. A bookkeeper at £60k. A payroll person at £50k. Then employer's NI at 15%, pensions and holiday cover on top of all three.

You don't need all those people on your payroll. You need all those people on your side.

Book a 20-minute call with Dan →
What it actually looks like

Not a supplier you chase. A team that knows your business.

We become your finance team. Not a firm that sends accounts once a year. A team that manages your numbers monthly, and connects the business finances to your personal financial position.

When clients describe us, they don't say "our accountant". They say "our finance team".

Connected Advice™ One Vision. One Plan. One Team.
The whole function

What your team handles

You don't buy these separately. They work together because your finances work together.

Monthly management accounts

On your desk by the 15th, explained in plain English.

Cash flow forecasting

Rolling 90-day visibility, so nothing lands as a surprise.

Bookkeeping & transaction processing

Xero-based and kept current, not three months behind.

VAT returns

Filed on time, every quarter, without you chasing anyone.

Corporation tax

Planned, not just filed. You see the bill before it arrives.

Year-end accounts & filings

Statutory accounts and Companies House, handled.

Payroll

Fully managed, HMRC-compliant, RTI on every run.

Pension auto-enrolment

Scheme administration and compliance, start to finish.

Personal & business tax planning

Managed together, because they affect each other.

Extraction strategy

Salary, dividends, pension and rent, optimised each year.

Systems advisory

Getting your financial tech right, and connected.

A named CFO-level contact

One person who knows your business, for the big decisions.

Family wealth integration

Your business and your personal position, held as one plan — the piece almost nobody else joins up.

Family businesses →

Within six weeks I had numbers I could trust and time back to run the business. I used to spend two days a month wrestling with Xero. Now I spend thirty minutes reading the report Dan sends me.

— Director, professional services, £2.5m turnover
The maths

What the same team costs in-house

Three salaries, before you add employer's NI at 15%, pension contributions, holiday cover and the recruitment cost of replacing any of them.

£130k+

Finance director

And you'd still need to keep them busy enough to stay.
£60k

Bookkeeper

One person, one laptop, no cover when they leave.
£50k

Payroll

RTI, auto-enrolment, starters and leavers, every month.
£240k+

All-in, in-house

Our clients invest £25k–£50k a year for the same function.
You'll recognise these

The problems this solves

"I never know my cash position until I check the bank."
"My accountant only calls when the bill is due."
"I'm scared of making the wrong hire because I can't model the cost."
"Nobody has ever explained my management accounts to me."
"I don't know if my business is growing or just getting busier."
"I dread VAT quarter."
"I've got a gut feeling my margins are slipping but I can't prove it."
"My tax bill is always a surprise."
Client story

Supported living provider, 180 staff, £6m turnover

Fifteen hours a week on payroll. Bookkeeping three months behind. Nobody had reviewed their tax position in two years.

We took over the entire function. In year one, the tax review identified £47k in overpaid corporation tax.

They now spend zero hours a week on finance admin.

Straight answer

This isn't for everyone.

If you just need a tax return once a year, you don't need a finance team — and we'll tell you that on the first call rather than sell you something you won't use.

We work with businesses investing £25k–£50k per year, because that's what a proper finance function costs.

A useful rule of thumb

A well-run business spends 2–4% of turnover on its finance function. At £2m turnover, that's £40k–£80k a year — whether you spend it on salaries, a patchwork of suppliers, or one team.

Ours sits at the bottom of that range, for the whole team, at a fraction of the £240k+ it costs to build in-house.

Not sure how much of this you already have?

Eight questions. Two minutes. No email required. You'll see exactly which parts of the function are missing.

Take the health check →
Who's Watching The Money?
Podcast

Who's Watching The Money?

Real conversations about what happens when nobody connects the pieces.

Listen now →

See what the RDA Finance Team would look like

Dan will look at what you've got, tell you what's missing, and show you what having a proper finance team behind you would mean. Twenty minutes. No obligation.

Book a 20-minute call with Dan →
Or call directly: 01273 113 500